Phone: 631-360-0003
  • No matter what type of loan you need, we're with you every step of the way.Why go to one lender when you can come to us and let us do the shopping for you.

    No matter what type of loan you need, we're with you every step of the way.
    Why go to one lender when you can come to us and let us do the shopping for you.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.We will find you the best rate and loan program that meets your individual needs.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    We will find you the best rate and loan program that meets your individual needs.

  • Let us be the stepping stone to the home of your dreams.We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

    Let us be the stepping stone to the home of your dreams.
    We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

  • REFINANCING is easy with our professionals' help.We walk you through the entire process making it stress free and easy.

    REFINANCING is easy with our professionals' help.
    We walk you through the entire process making it stress free and easy.

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Best Rate Capital, Inc. BBB Business ReviewWhy go to a lender to get a quote.  As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

BRC is a family owned and operated Mortgage Company serving our New York and Florida communities with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community. 

We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.  

Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.   

Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets. 

Registered Mortgage Broker-NY State Department of Financial Services. All loans arranged by third party lenders. NMLSR#82064 lic# A006858

Licensed Mortgage Broker – FL NMLSR#82064 LIC# MBR4289

NMLS Consumer access


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Recent Articles

Feb
19
2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...
Feb
13
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Home Prices Are Rising—But That’s a Good Thing!
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November 2025. But don’t worry—this...
Feb
05
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Thinking About Moving in 2025? Here’s How to Make It Happen!
A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance, you can turn your dream move into...
Jan
29
2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of rising home prices, mortgage...