Phone: 631-360-0003
  • No matter what type of loan you need, we're with you every step of the way.Why go to one lender when you can come to us and let us do the shopping for you.

    No matter what type of loan you need, we're with you every step of the way.
    Why go to one lender when you can come to us and let us do the shopping for you.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.We will find you the best rate and loan program that meets your individual needs.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    We will find you the best rate and loan program that meets your individual needs.

  • Let us be the stepping stone to the home of your dreams.We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

    Let us be the stepping stone to the home of your dreams.
    We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

  • REFINANCING is easy with our professionals' help.We walk you through the entire process making it stress free and easy.

    REFINANCING is easy with our professionals' help.
    We walk you through the entire process making it stress free and easy.

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Best Rate Capital, Inc. BBB Business ReviewWhy go to a lender to get a quote.  As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

BRC is a family owned and operated Mortgage Company serving our New York and Florida communities with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community. 

We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.  

Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.   

Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets. 

Registered Mortgage Broker-NY State Department of Financial Services. All loans arranged by third party lenders. NMLSR#82064 lic# A006858

Licensed Mortgage Broker – FL NMLSR#82064 LIC# MBR4289

NMLS Consumer access


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Recent Articles

Apr
17
2024
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
Apr
03
2024
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
Mar
27
2024
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...